How To Protect Your Bank Account and Phone Number From Scammers or Internet Fraudsters In Nigeria

Alot of internet crimes has been on the rise of late and one of this include mobile banking fraud. We are currently at a time where modern technology / advancements has made things very easy to achieve but, even though most benefit massively from it, there are some (scammers, hackers, fraudsters) out there who have found ways to exploit these systems. 

With Just a phone number, there are limitless things are hacker or fraudster could do to a victim, especially in cases where the victim misplaces his/phone. Even if the said misplaced phone had some form of firewall to deny access to uninvited guests, these fraudsters can still maneuver their way just to get what they want. We have seen cases where people lost everything they had just because they were ignorant about the importance of their phone numbers in this age. 

This article is specifically individuals as well as business men and women that  are into mobile banking or whose main business activities are conducted online. At the end of this article we will learn how to prevent such misfortunes by taking counter-measures.

How To Protect Your Phone Number / Bank Account From Internet Fraudsters (Step-By-Step Guide)

If you do mobile banking from your phone, there is need to put a PIN on your SIM, otherwise your account can be wipe clean anytime you lose your phone or your phone is stolen. The process to do is very simple but if ignored can cost your  all Your life savings. 

For those who don't know about it yet, just follow this simple steps to protect hacking of Your bank account through sim theft.

1. Go to SETTINGS in Your phone.  

2. Go to SECURITY & LOCATION under SETTINGS

3. Go to SIM CARD LOCK.  

4. Click on LOCK SIM CARD. 

5. Enter your mobile network default SIM CARD PIN. 

*For MTN users it is "00000"        

*For AIRTEL users it is "1111"

*For 9MOBILE users it is "0000"      

* For GLO  users,  it is "0000"

 6. After entering the MOBILE NETWORK DEFAULT PIN, under it you will see "CHANGE SIM PIN", click on it to change to Your unique 4 digit pin, 

7. Confirm your unique 4 digit pin by entering it again & that is it, you are all set.

So anytime you "Put On"  your phone You will be prompted to enter your SIM CARD PIN just as You will be prompted to enter your phone lock PIN, Fingerprint or your pattern unlock each time you turn your phone on.

With the activation of sim lock on your phone, your money can never be withdrawn from your bank account through your SIM because your SIM will be useless in the hands of these fraudsters since it is blocked and you will not be under tension to go and block or retrieve your stolen SIM.